Total Cost of Car Ownership
Total Ownership Cost
Calculate all costs of owning a car over time
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years
Compare Two Vehicles
Compare total ownership cost of two vehicles
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years
Formula
Monthly Total = Payment + Insurance + Fuel + Maintenance + Parking + (Registration / 12)
Frequently Asked Questions
What is the true cost of owning a car?
The average total cost of car ownership is $700-$1,000+ per month including loan payment, insurance, fuel, maintenance, registration, and depreciation. Over 5 years, this can total $40,000-$60,000.
What costs are often forgotten in car ownership?
Commonly overlooked costs include depreciation, parking fees, tolls, car washes, tire replacement, registration renewal, and opportunity cost of the down payment.
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