Travel Insurance Cost Calculator
Estimate Insurance Cost
Estimate travel insurance premium for your trip
Formula
Estimated Premium = (Trip Cost x 5%) x Age Factor x Destination Factor x Coverage Factor x Duration Factor; per person then multiplied by number of travelers.
Frequently Asked Questions
How much does travel insurance typically cost?
Travel insurance typically costs 4-10% of your total trip cost. A $5,000 trip might cost $200-$500 to insure. Factors affecting price include age, destination, trip length, coverage level, and pre-existing medical conditions.
What does travel insurance cover?
Common coverages include trip cancellation/interruption, emergency medical expenses, medical evacuation, baggage loss/delay, travel delay, and 24/7 travel assistance. Comprehensive plans may also cover adventure activities and rental car damage.
When should I buy travel insurance?
Buy travel insurance as soon as you book your trip. Many policies require purchase within 14-21 days of your initial trip deposit to get pre-existing condition coverage and cancel-for-any-reason benefits.
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