Adoption Cost Estimator
By Adoption Pathway
Estimate costs based on the type of adoption
Adoption Financing
Plan how to finance your adoption
Formula
Total Cost = Agency Fee + Legal Fees + Home Study + Travel + Document Fees; Net Cost = Total - Tax Credit - Grants
Frequently Asked Questions
How much does adoption cost?
Costs vary widely: Foster care adoption is typically $0-$2,500, domestic private adoption runs $20,000-$50,000, and international adoption costs $25,000-$55,000. Independent adoptions fall between $15,000-$40,000.
Is there financial help for adoption?
Yes. The federal adoption tax credit (up to ~$16,810) helps offset costs. Many employers offer adoption assistance benefits. Adoption grants from organizations like the Dave Thomas Foundation can provide $2,000-$15,000. Low-interest adoption loans are also available.
Why is foster care adoption so much cheaper?
The government subsidizes foster care adoption because these children are already in state custody. Most legal fees, home study costs, and training are covered by the state. Some foster-adopt families also receive monthly subsidies.
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