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Debt-to-Equity Ratio Calculator

Debt-to-Equity Ratio

Calculate D/E ratio from balance sheet data

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Long-Term D/E Ratio

Calculate D/E using only long-term debt

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Formula

D/E Ratio = Total Liabilities / Shareholders' Equity

Frequently Asked Questions

What is the debt-to-equity ratio?
The debt-to-equity (D/E) ratio measures how much debt a company uses to finance its operations relative to shareholders' equity. A ratio of 1.5 means the company has $1.50 of debt for every $1 of equity.
What is a good debt-to-equity ratio?
A D/E ratio below 1.0 is generally considered conservative. However, optimal leverage varies by industry. Capital-intensive industries like utilities often have higher D/E ratios (1.5-2.0), while tech companies may have lower ones.
Why does leverage matter?
Higher leverage amplifies both gains and losses. While debt can improve returns through the tax shield and leverage effect, excessive debt increases bankruptcy risk and financial distress costs.

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