Debt-to-Income Ratio Calculator
Calculate DTI Ratio
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Formula
DTI = Total Monthly Debts / Gross Monthly Income × 100
Frequently Asked Questions
What is a good debt-to-income ratio?
Below 20% is excellent. 20-36% is good. 36-43% is acceptable for some lenders. Above 43% generally disqualifies you from most mortgages. The front-end ratio (housing only) should ideally be below 28%.
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