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Disability Benefits Calculator

Disability Benefits

Estimate Social Security Disability Insurance (SSDI) benefits based on work history and earnings

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Formula

PIA = 90% of first $1,115 AIME + 32% of AIME up to $6,721 + 15% above

Frequently Asked Questions

How is the SSDI benefit amount calculated?
SSDI benefits are based on your Average Indexed Monthly Earnings (AIME) using a formula with bend points. The formula replaces 90 percent of the first $1,115, 32 percent of earnings up to $6,721, and 15 percent above that.
How many work credits do you need for SSDI?
Generally, you need 40 work credits (about 10 years of work) to qualify for SSDI. Younger workers may qualify with fewer credits depending on their age at the onset of disability.

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