FullCalculator

Education Tax Credit Calculator

Education Tax Credit Comparison

Compare American Opportunity Credit (AOC) and Lifetime Learning Credit (LLC)

$
$
$

Formula

AOC = 100% of first $2,000 + 25% of next $2,000 (max $2,500); LLC = 20% of first $10,000 (max $2,000)

Frequently Asked Questions

What is the American Opportunity Credit?
The AOC provides up to $2,500 per eligible student for the first 4 years of college. It covers tuition, fees, and course materials. 40% ($1,000) is refundable, meaning you can get it even if you owe no tax.
Can I claim both the AOC and LLC?
You cannot claim both credits for the same student in the same year, but you can claim different credits for different students. Choose the one that gives you the larger benefit.

You may also need