Effective Tax Rate Calculator
Effective Tax Rate
Calculate your overall effective tax rate including federal, state, and FICA taxes
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Formula
Effective Rate = (Federal + State + FICA) / Gross Income x 100
Frequently Asked Questions
What is a good effective tax rate?
The average effective federal tax rate for most Americans is between 10% and 22%, depending on income level and deductions.
How can I lower my effective tax rate?
Maximize retirement contributions, use tax-advantaged accounts, itemize deductions, and harvest capital losses to reduce your rate.