Financial Aid Estimator
EFC / SAI Estimator
Estimate your Expected Family Contribution (now called Student Aid Index)
Aid Package Breakdown
Understand your financial aid package and what you still owe
Formula
Financial Need = Cost of Attendance - Expected Family Contribution (EFC/SAI)
Frequently Asked Questions
What is the Expected Family Contribution (EFC)?
The EFC (now called the Student Aid Index or SAI) is a number calculated from your FAFSA that represents how much your family is expected to contribute toward college costs. It is used to determine your financial need: Need = Cost of Attendance - EFC.
What is the Pell Grant and who qualifies?
The Federal Pell Grant is free money from the government for undergraduates with financial need. For 2024-2025, the maximum Pell Grant is $7,395. Generally, students with an EFC/SAI under this amount qualify for at least a partial Pell Grant.
What is the difference between grants and loans?
Grants and scholarships are free money you do not repay. Loans must be repaid with interest. Always maximize grants and scholarships before accepting loans. Subsidized loans are better than unsubsidized because the government pays interest while you are in school.
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