Flood Damage Estimate Calculator
Flood Damage Estimate
Estimate potential flood damage costs based on water depth, home value, and building characteristics
$
inches
Formula
Total Damage = Structural Damage + Floor Damage + Basement Damage + Contents Damage
Frequently Asked Questions
How much damage can a flood cause?
Even one inch of water can cause $25,000 or more in damage. Costs increase rapidly with water depth, especially in homes with finished basements.
Does homeowner insurance cover flood damage?
Standard homeowner insurance does not cover flood damage. You need a separate flood insurance policy through the NFIP or a private insurer.