Future Value Calculator
Lump Sum
With Periodic Payments
Formula
FV = PV × (1 + r/n)^(n×t); FV with payments = PMT × [((1 + r)^n - 1) / r]
Frequently Asked Questions
What is future value?
Future value is the value of a current asset at a future date based on an assumed rate of growth. It shows how much an investment made today will be worth in the future.
How does compounding frequency affect future value?
More frequent compounding (e.g., monthly vs. annually) results in a higher future value because interest earns interest more often. The difference is captured by the effective annual rate.
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