Home Warranty Cost Calculator
Cost vs Savings Analysis
Determine if a home warranty saves you money
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Formula
Net Savings = (Avg Repair Cost x Claims) - (Annual Premium + Service Fee x Claims)
Frequently Asked Questions
How much does a home warranty cost?
Home warranties typically cost $300-$600 per year for basic coverage and $500-$1,000+ for comprehensive plans. Service call fees range from $50-$125 per visit. Costs vary by provider, coverage level, and home size.
What does a home warranty cover?
Home warranties typically cover major systems (HVAC, plumbing, electrical) and appliances (refrigerator, washer, dryer, dishwasher). They do not cover pre-existing conditions, cosmetic issues, or items outside normal wear and tear.
Is a home warranty worth it?
A home warranty is more valuable for older homes with aging systems and appliances, and for homeowners who lack repair skills or emergency funds. For newer homes with modern appliances still under manufacturer warranty, it may not be cost-effective.
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