LTC Insurance Cost Calculator
LTC Insurance Cost
Estimate annual long-term care insurance premiums based on age and benefit options
$
years
Formula
Annual Premium = Base Rate x 12 x Age Factor x Benefit Period Factor x Inflation Factor
Frequently Asked Questions
When should I buy long-term care insurance?
The ideal age is between 50 and 65 when premiums are more affordable and you are more likely to qualify medically.
What does long-term care insurance cover?
It covers nursing home care, assisted living, home health aides, and adult day care services.