Lump Sum Investment Calculator
Lump Sum Investment
Calculate the future value of a one-time lump sum investment over a specified period with compounding
Rs.
years
%
Formula
Future Value = Principal x (1 + Rate / Frequency) ^ (Frequency x Years)
Frequently Asked Questions
Is lump sum better than SIP?
Lump sum investing can outperform SIP in a consistently rising market because the entire amount benefits from compounding from day one. However, SIP reduces timing risk through rupee cost averaging.
How does compounding frequency affect returns?
More frequent compounding produces slightly higher returns. Monthly compounding yields more than annual compounding for the same nominal rate, though the difference is modest for typical return rates.