FullCalculator

RD Calculator

RD Maturity Calculator

Calculate maturity amount for a recurring deposit

%
months

Target Amount

Calculate the monthly deposit needed for a target maturity amount

%
months

Formula

Maturity = Σ P × (1 + r/4)^(4 × remaining_months/12)

Frequently Asked Questions

What is a Recurring Deposit (RD)?
A Recurring Deposit is a savings scheme where you deposit a fixed amount every month for a predetermined period. Interest is compounded quarterly and paid at maturity along with the total deposits.
How is RD interest calculated?
RD interest is compounded quarterly. Each monthly installment earns interest for the remaining tenure. The maturity value is the sum of each deposit compounded at the quarterly rate for its remaining period.
What is the minimum and maximum tenure for RD?
The minimum tenure for an RD is typically 6 months, and the maximum is 10 years (120 months). Different banks may offer slightly different tenure options. Post office RDs have a standard 5-year tenure.

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