Retirement Calculator
Retirement Savings Projection
Project your retirement savings based on current savings, contributions, and expected returns
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Formula
FV = PV(1+r)^n + PMT × ((1+r)^n - 1) / r
Frequently Asked Questions
How much do I need to retire?
A common rule of thumb is 25x your annual expenses (based on the 4% withdrawal rule). If you spend $50,000/year, aim for $1.25 million. Adjust for your lifestyle and expected Social Security income.
What is the 4% rule?
The 4% rule suggests you can withdraw 4% of your retirement savings each year without running out of money over a 30-year retirement. It's based on historical stock/bond returns.
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