Umbrella Insurance Coverage Calculator
Umbrella Insurance Coverage
Determine how much umbrella insurance coverage you need based on your assets and risk
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Formula
Recommended = max(Net Worth rounded up to nearest million, Income x 5 rounded up)
Frequently Asked Questions
How much umbrella insurance do I need?
A common guideline is to have umbrella coverage equal to your net worth or at least 5 times your annual income.
How much does umbrella insurance cost?
Umbrella policies typically cost $150 to $300 per year for the first million in coverage.