USA 401(k) Calculator
USA 401(k)
Free 401(k) calculator
$
%
%
%
%
Formula
FV = Monthly contributions × [(1+r)^n - 1] / r × (1+r)
Frequently Asked Questions
What is the 401(k) contribution limit for 2025?
The 2025 401(k) employee contribution limit is $23,500. Catch-up for age 50+: $7,500 extra. New super catch-up for ages 60-63: $11,250 extra. Total employer+employee limit: $70,000.
How does employer 401(k) match work?
Common matches are 50% or 100% of your contribution up to a percentage of salary (often 3-6%). For example, 50% match up to 6% means if you contribute 6% ($6K on $100K), employer adds $3K.
You may also need
$
Tax Calculator
Free income tax calculator. Estimate your federal and state income tax for the current year. See your effective tax rate and tax bracket.
Finance$
Salary Calculator
Free salary calculator. Convert between hourly, weekly, monthly, and annual pay. Estimate take-home pay after taxes.
Finance