Vision Insurance Savings Calculator

Savings Analysis

Monthly Premium ($)

Eye Exam Copay ($)

Eye Exam Retail Cost ($)

Glasses/Contacts Allowance ($)

Expected Glasses/Contacts Cost ($)

Eye Exams Per Year

Family Plan Comparison

Individual Monthly Premium ($)

Family Monthly Premium ($)

Number of Family Members

Average Exam Cost per Person ($)

Average Glasses Cost per Person ($)

Allowance per Person ($)

Formula

Net Savings = (Exam Savings + Glasses Allowance) − Annual Premium

Frequently Asked Questions

Is vision insurance worth it?

Vision insurance can save money if you regularly need eye exams, glasses, or contacts. For those with good vision who rarely need eye care, paying out of pocket may be more economical.

What does vision insurance typically cover?

Most vision plans cover one annual eye exam with a small copay, and provide an allowance (typically $100-$200) toward frames or contact lenses. Some plans also offer discounts on LASIK surgery.

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