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W-4 Withholding Calculator

W-4 Withholding Estimator

Estimate federal income tax withholding per paycheck based on W-4 inputs

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Formula

Withholding = (Annual Tax on Adjusted Income - Dependent Credits) / Pay Periods + Extra Withholding

Frequently Asked Questions

What is a W-4 form?
The W-4 (Employee's Withholding Certificate) tells your employer how much federal income tax to withhold from your paycheck. You fill it out when starting a new job or when your financial situation changes.
How do I reduce my tax withholding?
You can reduce withholding by claiming dependents in Step 3, claiming additional deductions in Step 4(b), or by adjusting your filing status. Be careful not to under-withhold, as you may owe penalties at tax time.

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