Retirement Age Calculator
When Can I Retire?
Calculate your retirement date based on your birth date and target retirement age
Custom Retirement Age
Calculate retirement date with a custom age
Formula
Retirement Date = Birth Date + Retirement Age
Frequently Asked Questions
What is the full retirement age for Social Security?
The full retirement age (FRA) for Social Security depends on your birth year. For those born 1943-1954, it is 66. For those born in 1960 or later, it is 67. Years in between are on a sliding scale.
Can I retire early?
You can start receiving reduced Social Security benefits as early as age 62. However, your benefit will be permanently reduced by up to 30% compared to waiting until your full retirement age.
When can I access my 401(k) or IRA without penalty?
You can make penalty-free withdrawals from a 401(k) or traditional IRA starting at age 59.5. Early withdrawals typically incur a 10% penalty plus income taxes.
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