FullCalculator

Annuity Calculator

Future Value of Annuity

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Present Value of Annuity

How much a series of future payments is worth today

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Formula

FV = PMT × ((1+r)^n - 1) / r | PV = PMT × (1 - (1+r)^-n) / r

Frequently Asked Questions

What is an annuity?
An annuity is a series of equal payments made at regular intervals. Examples: mortgage payments, retirement income, insurance payouts. The present value tells you what those future payments are worth today.

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