BaristaFIRE Calculator
Calculate BaristaFIRE Portfolio
Portfolio needed with part-time income
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Formula
BaristaFIRE Portfolio = (Annual Expenses - Part-Time Income) × 25
Frequently Asked Questions
Is BaristaFIRE true early retirement?
Not quite. You still work 10-20 hours/week (hence 'barista'). But you choose flexible, low-stress work. Provides income cushion and social connection.
How much does part-time income help?
$20k part-time income = $500k less portfolio needed ($20k × 25). For someone targeting $1M FIRE, this reduces portfolio to $500k.
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