CoastFIRE Calculator
Calculate CoastFIRE Amount
How much to save now to coast to FIRE
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Formula
CoastFIRE Amount = FIRE Number ÷ (1 + Return Rate)^Years
Frequently Asked Questions
What's the benefit of CoastFIRE?
Reach your FIRE number by a specific age (e.g., 65) while stopping work contributions at a younger age. Allows for burnout recovery, sabbaticals, or low-stress work.
Can I coast partway to FIRE?
Yes! Work longer to accumulate more capital, then coast for some years. Many people use CoastFIRE as a bridge to BaristaFIRE (part-time work) before full retirement.
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BaristaFIRE Calculator
Calculate how much to save for BaristaFIRE: combine part-time work income with portfolio withdrawals to retire early while working part-time.
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