EPF Calculator
EPF Maturity Calculator
Calculate EPF corpus at retirement with annual salary increments
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EPF Balance Check
Estimate current EPF balance based on salary history
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Formula
EPF Corpus = Σ (Employee + Employer Contribution) × (1 + monthly rate)^months
Frequently Asked Questions
What is EPF?
EPF (Employee Provident Fund) is a retirement savings scheme managed by EPFO (Employee Provident Fund Organisation) in India. Both employee and employer contribute 12% of the basic salary + DA. The employer's 12% is split: 3.67% to EPF and 8.33% to EPS.
What is the current EPF interest rate?
The EPF interest rate is declared annually by the EPFO. It is typically around 8-8.5%. The rate is compounded monthly. Check the EPFO website for the current year's declared rate.
When can I withdraw my EPF?
Full EPF withdrawal is allowed on retirement (58 years), resignation after 2 months of unemployment, or for specific purposes like home purchase, medical emergency, or education. Partial withdrawal rules vary by purpose and years of service.
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