Maternity Leave Calculator

There is no federal paid maternity leave in the US. FMLA provides 12 weeks of unpaid, job-protected leave for eligible employees. Actual paid leave depends on your employer: average is 8-12 weeks, with some companies offering up to 16-20 weeks. Some states have paid family leave programs providing 6-12 weeks at partial pay.

Short-term disability (STD) insurance typically covers 6 weeks for vaginal delivery and 8 weeks for C-section at 50-67% of salary. There is usually a 1-2 week waiting period. STD covers the medical recovery period only, not additional bonding time. Check if your employer offers STD or if you can purchase it.

Yes, many employees use accumulated PTO/vacation days to supplement maternity leave, especially to cover the gap between paid and total leave. Using PTO first provides full pay. Some employers require using PTO before FMLA, while others allow you to save it for after returning. Check your employer's policy.