Unemployment Benefit Calculator
Unemployment Benefit Estimator
Estimate weekly unemployment benefits based on your prior quarterly earnings
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Formula
High Quarter Method: Weekly Benefit = Highest Quarter Earnings / 26. Two-Quarter: Weekly Benefit = Average of Two Highest Quarters / 26. Subject to state minimum and maximum limits.
Frequently Asked Questions
How are unemployment benefits calculated?
Most states use the 'high quarter' method: they look at your highest-earning quarter during the base period (typically the first 4 of the last 5 completed calendar quarters) and divide by 26 to get your weekly benefit. Some states average your two highest quarters or use a percentage of annual wages.
How long can I collect unemployment?
Standard unemployment benefits last up to 26 weeks in most states. Some states offer fewer weeks (e.g., Florida and North Carolina at 12-16 weeks). During recessions, federal extensions may provide additional weeks.
Are unemployment benefits taxable?
Yes. Unemployment compensation is fully taxable as income at the federal level. Most states also tax unemployment benefits. You can choose to have taxes withheld from your payments or pay estimated taxes quarterly.
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